Pay day lenders are leaving no stone unturned in providing their customers with convenience. This is because majority of lenders realize that customers pay higher interest rates for the convenience they face. Payday lenders are using technology to make life easy for everyone involved. Here are some methods:
Online: Online payday loans have been an instant hit with the customers. This is because customers do not have to miss work and incur loss of pay to apply for a payday loan. They can now do it whenever they want 24/7 as long as they have access to a computer and internet. In fact, most of the applications received online are during the night or over the weekends. The relevant documents can be scanned and sent along to make the application complete.
Phone and Fax: Payday loans can also be accessed over the phone. There are payday lenders which have dedicated helplines that work 24/7. However, since you cannot send your documents over the phone, you will have to either e-mail them or fax them to the lender. This may be slightly more expensive to the customer, but many don?t mind paying for the added convenience.
Direct Deposit: Lastly, payday loans no longer have to be paid back by cheque. You can authorize the pay day lender to collect a direct deposit on a given date and time. This not only saves you the inconvenience of having to give the cheque to the lender, it also saves you check cashing fee in many instances.
Source: http://www.financeenquiry.com/e-payday-loans-save-time-while-taking-payday-loans
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